Stripe charges 2.9% + $0.30 per transaction. Whop charges 2.7% + $0.30. And if you're using Zapier to bridge the gap, you're paying even more — in money, in tasks, and in reliability.
Every transaction you process, Whop saves you 0.2% on domestic cards vs Stripe.
| Fee type | Stripe | Whop* |
|---|---|---|
| Domestic card rate | 2.9% + $0.30 | 2.7% + $0.30 |
| International card rate | 3.1% + $0.30 + 1.5% cross-border | 4.2% + $0.30 (incl. 1.5% intl) |
| Currency conversion | +1% | +1% |
| ACH / bank transfer | 0.8% (max $5) | 1.5% (max $5) |
| BNPL (Klarna, Afterpay) | Not available in GHL | Available (15% rate) |
| Dispute fee | $15 | $15 |
* Fees set by Whop.com, not GHL API. Subject to change.
Pricing and fee information shown on this page is provided for comparison purposes only. Transaction fees, rates, and pricing are set by their respective payment processors (Whop, Stripe, PayPal, Square, etc.) — not by GHL API. GHL API is an integration service and is not a party to any transaction between you and a payment processor. Rates shown are subject to change without notice and may vary by region, payment method, and account type. Verify current rates directly with each provider before making purchasing decisions. See Whop's pricing and Stripe's pricing for current rates.
Domestic card transactions only. Savings increase with volume.
$10,000/mo
~100 transactions
Save $20/mo
$50,000/mo
~300 transactions
Save $100/mo
$100,000/mo
~500 transactions
Save $200/mo
$250,000/mo
~1000 transactions
Save $500/mo
Processing high volume? We may be able to connect you with Whop's sales team to discuss custom transaction rates. Managing multiple subaccounts? Contact us to discuss agency pricing. Get in touch.
Using Zapier to connect a payment processor to GHL? Here's what that actually costs.
Zapier's free tier gives you 100 tasks/month. A "Professional" plan ($29.99/mo) gets you 750 tasks. At scale, you're paying $73.50/mo for 2,000 tasks or $103.50/mo for 5,000. Every payment, webhook, and sync counts as a task.
Hit your task limit and payments stop syncing. No more webhook processing. No more contact updates. Your GHL automations go silent mid-month. You either pay more or your business breaks.
Zapier polls for changes on intervals (1-15 min depending on your plan). Your payment status updates are delayed. Your GHL workflows trigger late. Customers wait. Free plan polls every 15 minutes.
A typical payment flow needs 3-5 Zap steps: receive webhook → look up contact → update invoice → trigger workflow → log payment. Each step is a task. Each step can fail. One broken Zap = lost revenue.
Zapier passes data between apps. It doesn't understand payments, subscriptions, or card-on-file. No native invoice management. No subscription lifecycle. No saved cards. You're duct-taping payment infrastructure.
Zapier can't save cards, charge saved cards, or manage subscription lifecycles. Every charge requires a new checkout. Upsells, renewals, and manual billing are impossible without custom development.
| Feature | Zapier + processor | Stripe in GHL | GHL API |
|---|---|---|---|
| Setup | Multiple Zaps to configure | Stripe account + GHL native | Guided setup, no code |
| Payment methods | Whatever your processor supports | Cards + limited wallets | 80+ methods |
| Currencies | Depends on processor | Limited set | 55+ |
| Card-on-file | Not possible | Not native in GHL | Built in — auto-save |
| Subscriptions | Manual webhook routing | Basic recurring | Full lifecycle |
| Mixed billing | Not possible | Not supported | One-time + recurring |
| GHL sync | 1-15 min polling delay | Native but limited | Real-time webhooks |
| White-label | No | No — Stripe branding | Yes — per-location |
| Multi-tenancy | Separate Zaps per account | Separate Stripe per account | One integration |
| Task/usage limits | Yes — per-plan task cap | No | No |
| Monthly platform cost | $0-$103.50+/mo | $0 | $20/mo per subaccount |
| Per-transaction cost | Processor fees + Zapier tasks | 2.9% + $0.30 | 2.7% + $0.30 (Whop rate) |
* Transaction fees shown are set by their respective processors, not GHL API.
Pricing and fee information shown on this page is provided for comparison purposes only. Transaction fees, rates, and pricing are set by their respective payment processors (Whop, Stripe, PayPal, Square, etc.) — not by GHL API. GHL API is an integration service and is not a party to any transaction between you and a payment processor. Rates shown are subject to change without notice and may vary by region, payment method, and account type. Verify current rates directly with each provider before making purchasing decisions. See Whop's pricing and Stripe's pricing for current rates.
$20
/month per subaccount
Flat rate, no surprises
2.7%
+ $0.30 per domestic transaction
vs Stripe's 2.9% + $0.30
$0
Zapier costs eliminated
No task limits, no polling
80+
Payment methods included
Cards, wallets, bank, BNPL, crypto
Taxes may apply. Transaction fees are set by Whop.com, not GHL API.
GHL API connects these two platforms. Both are required to use our service.
$20/month per subaccount. 80+ payment methods. Card-on-file. Full subscriptions. Taxes may apply. Get started or talk to our team.